Rick A. Smith, President

Born in Oklahoma City, Oklahoma, and graduated from U.S. Grant High School in May 1972. He received his Bachelor and Master Degrees in Economics from the University of Oklahoma in 1976 and 1978, respectively. Upon graduation, he served as Economist in the Planning Division of the Oklahoma Water Resources Board for two years, during which he was the principal author of the Oklahoma Comprehensive Water Plan, a long range guide for developing and financing Oklahoma's water resources statewide. In 1980, he was promoted to Division Chief of the OWRB Planning and Development Division, where his major responsibility was administering the Board's Loan and Grant Program. During his tenure at the Board, Mr. Smith structured and developed the basic loan program now offered by the OWRB, working closely with the Board's Financial Advisor and Bond Counsel. In August 1984, he joined the investment banking firm of Leo Oppenheim & Co., Inc. in Oklahoma City as a Public Finance Specialist with an emphasis on municipal finance clients. He successfully passed the NASD and State of Oklahoma securities examinations in September 1984 to become a General Securities Registered Representative. In 1986, he was made an officer of the firm, assuming the position of Vice President of the Public Finance Department. While at Oppenheim, Mr. Smith concentrated on the public finance efforts of Oklahoma issuers faced with funding increased infrastructure needs. He structured various financing vehicles, including General Obligation Bonds, Revenue Bonds, OWRB Loans, Private Placements and Lease Financing transactions for state, county and local issuers. The list of projects funded includes, but is not limited to: street and road improvements; electric, water and sewer system improvements; governmental buildings; industrial projects and equipment acquisitions. 


Mr. Smith departed Oppenheim in March 1990 to form Municipal Finance Services, Inc. where he serves as President and majority stockholder. Based on an awareness of the need for Oklahoma communities to implement more planning activities, Mr. Smith has expanded the traditional role of Financial Advisor to encompass a wide range of consulting services. Mr. Smith is registered with the Oklahoma Securities Commission as an Investment Adviser Representative. In 2017 Mr. Smith passed the Series 50 Exam required for all Municipal Advisor Representatives.


He has served as guest speaker on public finance topics at several seminars and conferences sponsored by the Oklahoma Rural Water Association; Oklahoma Municipal League; Municipal Electric Systems of Oklahoma; Oklahoma Clerks, Treasurers and Finance Directors Association and others.

Amanda G. Smith


Born in San Antonio, Texas, and graduated from Edmond High School in 1972. Ms. Smith then attended the University of Oklahoma on the President's Leadership Class Scholarship and graduated with a Bachelor's Degree in Fashion Merchandising in 1976. Upon graduation, Ms. Smith was employed as an Assistant Manager in the downtown branch of Street's, an Oklahoma owned and operated women's retail clothing chain. In 1982, Ms. Smith went to work for the Oklahoma Water Resources Board in the Planning and Development Division as Division Secretary.


Following her employment at the OWRB, Ms. Smith went to work in 1985 in the home mortgage industry as a Loan Processor for Allstate Mortgage Company in Oklahoma City. From there, she worked on a contract basis for Red Eagle Oil Company in the oil and gas industry. She assisted the Risk Manager of the company in the assessment and implementation of the company's group health plan and pension and profit-sharing plans. While working in this capacity, she passed the Oklahoma State Insurance examination to become a licensed life, health and accident independent insurance agent. In March 1990, Ms. Smith became minority stockholder in Municipal Finance Services and holds the position of Secretary/Treasurer on the Board of Directors. She is responsible for the behind the scenes procedures necessary to maintain the firm.

Jon Wolff


Born in Cushing, Oklahoma, graduated from Cushing High School in May 1980 and received a Bachelor of Science Degree in Accounting from Central State University (now University of Central Oklahoma) in 1984. Immediately following graduation, he was employed by the Oklahoma Auditor and Inspector's Office in Oklahoma City. As senior auditor, he was involved in the audits of various state agencies, including, but not limited to the Office of State Finance, State Treasurer's Office and Oklahoma Tax Commission. He also participated in the preparation of the Fiscal Year 1986/87 State of Oklahoma Audit Report.


In May 1987, Mr. Wolff successfully passed the Certified Public Accounting exam and is currently a licensed CPA in the State of Oklahoma. In August 1987, Mr. Wolff joined the City of Del City, Oklahoma, as Treasurer/Comptroller. In this capacity, Jon was responsible for devising, installing and supervising the operation of the general accounting system; evaluating and implementing internal controls; preparing all financial analysis and reports; coordinating and reviewing all debt issuance which involved working with legal and financial professionals; instructing and advising staff.


Mr. Wolff joined MFS in January 1999 and successfully completed all necessary securities examinations in May 1999 to become an Investment Adviser  Representative. Since that time, he has assumed primary responsibility for several existing and new clients of the firm, specializing in financial analysis related to the issuance of general obligation and revenue bonds and preparation of state loan applications with the Oklahoma Water Resources Board. He also specializes in utility rate analysis for municipalities in evaluating revenue sources and funding vehicles available to individual clients for capital improvements.


He has served as guest speaker on public finance topics at several seminars and conferences sponsored by the Oklahoma Municipal League; Oklahoma Clerks, Treasurers and Finance Directors Association, Oklahoma Center for School Business Management, Association of Public Treasurers of the United States and Canada.

In 2017 Mr. Wolff passed the Series 50 Exam required for all Municipal Advisor Representatives.

Chris Wolff


Born in Edmond, Oklahoma, in 1989 and grew up in Edmond, where he graduated from Edmond North High School in 2007. He attended the University of Central Oklahoma in Edmond and received a Bachelor's Degree in Finance in May 2011. He joined Municipal Finance Services as a Financial Analyst in February, 2012. Mr. Wolff is registered with the Oklahoma Securities Commission as an Investment Adviser Representative, effective April 2, 2012. His responsibilities include data collection and analysis and information technology assistance for the firm's clients.

In 2017 Mr. Wolff passed the Series 50 Exam required for all Municipal Advisor Representatives.